Welcome to the 401K of Health Insurance
A Modern Alternative to Rising Group Health Insurance Costs.
Employers provide a defined contribution while employees select
the individual coverage that works best for them.
Why Employers Choose Us
We help organizations reduce costs, simplify administration, and provide employees with better, personalized coverage.
Traditional Plan Challenges
Our Defined Contribution Advantages
Client Success Examples
See how we’ve helped organizations save money, improve benefits, and streamline benefits management.
Waste Management Company
(8 EMPLOYEE GROUP)
| Employee Cost: | $35,750 | $11,378 |
| Employer Cost: | $143,030 | $53,659 |
| Total Plan Cost: | $178,788 | $65,037 |
Transportation Agency
(15 EMPLOYEE GROUP)
| Employee Cost: | $25,194 | $0 |
| Employer Cost: | $174,169 | $105,073 |
| Total Plan Cost: | $199,363 | $105,073 |
Public Transportation Company
(30 EMPLOYEE GROUP)
| Employee Cost: | $0 | $0 |
| Employer Cost: | $611,965 | $339,489 |
| Total Plan Cost: | $611,965 | $339,489 |
Frequently Asked Questions
A defined contribution strategy is an approach to employee benefits where employers provide a fixed amount of money, or budget, for employees to purchase their own health insurance coverage. Our strategy allows it to still feel and operate like traditional group health plans.
Instead of offering traditional group health insurance plans with predetermined benefits, employers contribute a set amount toward employees' health insurance expenses. This gives employees the flexibility to choose plans that best suit their individual needs. The strategy shifts the responsibility of selecting health insurance coverage from the employer to the employee, empowering them to make personalized choices while controlling costs for both the employer and employee.
Hear From Our Happy Clients
Benefits Solutions Group made navigating employee benefits straightforward and efficient. They helped us reduce costs while improving the quality of our coverage.
Bart and Jeff were knowledgeable, responsive, and easy to work with. They simplified a complex process and gave us confidence in every decision.
We saw immediate improvements after working with them. Our benefits are more competitive, and the overall experience for our team is much better.
The team took the time to understand our business and built a benefits strategy that actually fits our employees’ needs. The process felt organized and well-managed from start to finish
Save Up to 45% on Group Health Insurance
Switch to Benefit Solutions Group’s defined contribution strategy and cut your group health insurance costs by up to 45%—without compromising benefits.
Traditional group plans keep getting more expensive while offering less—putting your organization at risk of losing top talent.